Travel insurance is a type of insurance coverage designed to provide financial protection and assistance to individuals while traveling. It typically offers coverage for a range of unexpected events that could occur before or during a trip, both domestically and internationally. Travel insurance policies vary, but they often include coverage for trip cancellations, medical emergencies, lost baggage, and other travel-related risks.

1. Trip Cancellation or Interruption:Travel insurance often covers non-refundable trip costs if the trip is canceled or interrupted due to unforeseen circumstances. This could include events such as illness, injury, death of a family member, natural disasters, or other unexpected events.
2. Emergency Medical Expenses:Travel insurance typically provides coverage for medical expenses incurred during the trip, including hospital stays, doctor visits, and emergency medical evacuation. This is especially important when traveling to countries where healthcare costs can be high.
3. Travel Delays or Missed Connections:If your luggage is lost, stolen, or delayed during your trip, travel insurance can provide coverage for the replacement of essential items and the reimbursement of expenses incurred due to the delay.
4. Travel Assistance Services:Many travel insurance policies offer assistance services, such as a 24/7 hotline, which can provide support and information in case of emergencies, including medical emergencies, travel advice, and assistance with replacing lost documents.
5. Coverage for Adventure Activities:Some travel insurance policies offer coverage for adventure sports and activities, which may not be covered by standard health insurance policies. This is important for travelers engaging in activities such as skiing, scuba diving, or hiking.
6. Personal Liability:Travel insurance may provide coverage for personal liability in case you accidentally cause injury to someone else or damage someone's property during your trip.
7. Pre-existing Medical Conditions:Some travel insurance policies offer coverage for pre-existing medical conditions, which may not be covered by regular health insurance policies.